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Beaver Falls Teachers Federal Credit Union
1033 Main Street, Wampum, PA 16157
(724)-740-1444
contact@bftfcu.org

Rates

View our current rates today. All rates are subject to change.

Rates

The rates and terms shown are effective as of October 1, 2019.

Share Account Rates
Share Certificate
Savings 0.20% 6 Month 1.15%
Vacation Club 0.20% 12 Month 1.25%
Christmas Club 0.20% 18 Month 1.55%
  24 Month 2.15%

Share Secured Signature Loan Rates
Not Credit Scored Based
No Discounts
Share Loan Certificate Loan
Up to 36 Months APY +2.04 APY +1.35
37 - 48 Months APY +2.30 APY +1.35
49 - 60 Months APY +3.05 APY +1.35

Signature Loan Rates
Score CU Grade Up to 36 Months 37 - 48 Months 49 - 60 Months
750 & Up Excellent 7.75% 8.00% 8.50%
690 - 749 A 9.50% 9.75% 10.00%
630 -689 B 11.50% 11.75% 12.00%
600 - 629 C 14.50% 14.75% 15.00%
550 - 599 D 16.00% 17.00% 17.50%
549 & Below E 17.25% 18.00% 18.25%

NEW Auto Loan Rates
Score CU Grade Up to 60 Months 61 - 72 Months 73 - 84 Months
2020 (2018-19 - LESS THAN 2,000 miles)
750 & Up Excellent 3.49% 3.75% 4.75%
690 - 749 A 3.74% 4.25% 5.74%
630 -689 B 4.74% 5.00% 6.00%
600 - 629 C 5.99% 6.75% 7.75%
550 - 599 D 7.99% 8.50% 9.50%
549 & Below E 9.75% 10.00% 11.50%

USED Auto Loan Rates
Score CU Grade Up to 60 Months 61 - 72 Months 73 - 84 Months
4 Years Old (2018-2015)
750 & Up Excellent 3.49% 3.99% 4.99%
690 - 749 A 3.74% 4.99% 5.99%
630 -689 B 4.24% 5.25% 6.99%
600 - 629 C 6.99% 7.50% 8.50%
550 - 599 D 8.25% 8.50% 9.75%
549 & Below E 10.00% 10.50% 11.75%

Motorcycle Loan Rates
Score CU Grade Up to 72 Months Up to 72 Months Up to 60 Months
  2017-2020 2014-2016 2013 older
750 & Up Excellent 5.50% 6.75% 7.99%
690 - 749 A 5.75% 7.75% 8.50%
630 -689 B 5.99% 7.99% 8.50%
600 - 629 C 6.75% 7.75% 8.75%
550 - 599 D 7.75% 8.75% 10.00%
549 & Below E 7.99% 9.75% 11.50%

Other Secured by Title Loan Rates*
Score CU Grade Up to 48 Months 49 - 72 Months
750 & Up Excellent 3.99% 4.99%
690 - 749 A 4.99% 5.99%
630 -689 B 5.25% 6.99%
600 - 629 C 10.50% 11.75%
550 - 599 D 11.75% 14.75%
549 & Below E 13.00% 17.75%
*Secured by title New/Used - 100% NADA Value
*Secured by subject to - 80% NADA Value

Subject to -0.25% discount on loans paid thru payroll deduction or ACH payment set up at credit union.